FD Rates — All Major Banks
Fixed deposit rates ranked highest to lowest. Senior citizen rates shown alongside.
1-year FD rates
Post-tax returns by income bracket
FD interest is taxed at your income slab every year, even if you don't withdraw. At 30%+cess, 7% becomes 4.76%. An equity LTCG tax of 12.5% only applies when you sell after 1+ year.
Rates are indicative and subject to change. DICGC insurance covers up to ₹5 lakh per depositor per bank. Not investment advice.